Qatar Mortgage Guide for Expats 2026 | Banke Qatar
Current Qatar mortgage rates, LTV limits and down payment requirements for expats in 2026.
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Qatar Real Estate Insights · Financing Qatar Mortgage Guide for Expats: 2026 Rates and Requirements Mortgage rates in Qatar have stabilised in 2026 after global central banks pivoted, giving expat borrowers more predictable financing costs than in recent years. This Banke Qatar guide covers what to expect. Current Rates Expat mortgage rates generally run 4.5–5.5%, though some banks price higher — Doha Bank, for instance, currently offers mortgages at 6.25%. Several banks now offer “green mortgages” with slightly lower rates for properties with strong sustainability ratings. LTV and Down Payment Properties under QAR 6 million: up to 75% LTV. Properties above QAR 6 million: up to 70% LTV. Non-residents: typically capped lower, around 50–75% LTV depending on the bank and property value, often with shorter maximum tenures. In practice, most
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